Here they are. I won’t tell you which is which –

One of them, the potential bankrupt, doesn’t want to work for someone else. He’d rather take a chance on starting his own business. He’s had this idea of what to sell for quite a while and now he feels is the time to give it a go. He’s saved enough to start the company, but can’t also finance his debtors and inventory, so he obtains an overdraft from his bank.

The other one, the potential multi-millionaire, doesn’t want to work for someone else. He’d rather take a chance on starting his own business. He’s had this idea of what to sell for quite a while and now he feels is the time to give it a go. He’s saved enough to start the company, but can’t also finance his debtors and inventory, so he obtains an overdraft from his bank.

But which one will be which? Who knows? They are both taking risk and risk is exactly that. Maybe one of them will be bankrupt first and a multi-millionaire later, or a multi-millionaire first, then a bankrupt.

So what’s the best way to avoid bankruptcy? Get a 9 to 5 job!